About the role
Credit advisors work on providing advice and information about various credit solutions to individuals and companies. They often have a background in economics, finance, or banking and may have undergone specific training for counseling. Their expertise lies in understanding the customer's financial situation and needs.Responsibilities
Credit advisors analyze customers' financial circumstances, assess creditworthiness, and recommend suitable loan options. They are responsible for informing about terms, interest rates, and fees, as well as for helping customers make well-informed decisions. Maintaining good customer relationships and complying with laws and regulations is central to their work.Skills and tools
Credit advisors must have a good knowledge of economics and finance as well as the ability to analyze financial information. They use credit assessment systems, customer management programs, and are skilled in communication and customer service. Integrity and ethics are important qualities in the profession. Common competencies demanded by employers are kreditbedömning, finansiell rådgivning and finansiella tjänster.