About the role
The Credit Manager is a leading position within the banking and finance sector responsible for lending and credit risks. The person often has a college education in economics, finance, or law. The Credit Manager plays a key role in ensuring a healthy credit portfolio and compliance with the bank's credit policy.Responsibilities
The Credit Manager oversees the credit process, from application to approval and monitoring of loans. They assess creditworthiness, set interest rates and credit limits, and manage credit risks. Leading and developing the credit department as well as reporting to senior management are also central tasks.Skills and tools
The Credit Manager must have strong analytical skills, be knowledgeable about current legislation, and have an understanding of financial instruments. They use credit assessment systems, risk management tools, and reporting programs. Leadership, decision-making, and communication skills are important qualities. Common competencies demanded by employers are personalansvar, kreditbedömning and sap applikationsplattform.