About the role
Budget and debt advisors help individuals and households manage their finances and debts. They often work within the municipal sector or at private companies and organizations that specialize in financial counseling. A relevant college education in economics or law is common for these professionals.Responsibilities
Budget and debt advisors analyze clients' financial situations, establish budgets and debt restructuring plans. They negotiate with creditors, inform about laws and rights, and provide support in contacts with authorities. Their work contributes to preventing and solving financial problems for individuals.Skills and tools
Budget and debt advisors must have good knowledge of economics, debt legislation, and budget planning. They use tools such as spreadsheet programs and debt counseling systems to streamline their work. Empathy, educational ability, and communication skills are central to the profession. Common competencies demanded by employers are budgetrådgivning, ekonomisk rådgivning and beteendevetenskap.